Terms and Conditions
Domain Name: https://www.kemiandkathy.com
GENERAL TERMS AND CONDITIONS
This website is owned and operated by Kemi And Kathy. By accessing and using the website https://www.kemiandkathy.com (the “Website”), you agree to be legally bound by these Terms and Conditions. The terms “you” and “user” refer to anyone who accesses the Website.
While browsing the Website and pages of Kemi And Kathy, you may access other websites that are subject to different terms of use. When you use those websites, you are legally bound by the specific terms of use published on those sites. In the event of a conflict between these Terms and Conditions and other terms, the other terms shall govern the use of such websites.
Kemi And Kathy may modify these Terms and Conditions at any time without prior notice. Changes will be posted on the Website under “Terms and Conditions.” Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms and Conditions. Therefore, you should review these Terms and Conditions regularly.
USE OF THE WEBSITE
Kemi And Kathy hereby grants you a non-exclusive, non-transferable, limited license to access and use the Website, subject to any applicable fees and the terms set forth below.
The Website and its contents, including but not limited to text, data, reports, opinions, images, photographs, graphics, charts, animations, and videos (the “Content”), are intended solely for your personal, non-commercial use. Except as expressly permitted in these Terms and Conditions, you agree not to copy, reproduce, modify, create derivative works from, store, or display, perform, publish, distribute, transmit, broadcast, circulate, or commercially exploit any Content, in whole or in part, without the prior written consent of Kemi And Kathy.
All Content is the exclusive property of Kemi And Kathy or its licensors and is protected by copyright and other intellectual property laws. All trade names, trademarks, service marks, and related identifiers are protected by law.
REGISTRATION
As part of the registration process, you may be required to select a username and password and provide accurate, complete, and up-to-date information. Failure to do so constitutes a breach of this Agreement and may result in immediate termination of your access to the Website.
LIMITATION OF LIABILITY
You are fully responsible for all activities conducted in connection with your browsing and use of the Website. If you are dissatisfied with the Content, the Website, or these Terms of Use, your sole and exclusive remedy is to discontinue use of the Website and its Content.
The Website shall not be liable for any damages arising from your browsing or use of the Website. Due to the number of sources from which Content is obtained and the inherent risks of electronic distribution, there may be delays, omissions, or inaccuracies in the Content or on the Website.
THE CONTENT AND THE WEBSITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTIES. NEITHER THE WEBSITE NOR Kemi And Kathy MAKES ANY WARRANTIES OR REPRESENTATIONS REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM THE USE OF THE WEBSITE, ITS CONTENT, OR ANY MATERIAL ACCESSED THROUGH THE WEBSITE VIA DIRECT OR INDIRECT LINKS.
LINKS TO OTHER WEBSITES
You may access third-party websites via hyperlinks or other computer links from the Website. Such links are provided solely for your convenience and reference and are the responsibility of the owners of those websites.
You agree that the Website is not responsible for the content or operation of third-party websites and assumes no liability for your use of them. A hyperlink from this Website does not imply endorsement of the linked website, its content, or its operator.
You are solely responsible for determining the extent to which you may use content from any third-party website linked from the Website.
USER CONTENT
By submitting any material to the Website (excluding third-party material transmitted through private electronic mail), you grant Kemi And Kathy a non-exclusive right to use such material in any of its printed or electronic publications (“Other Content”).
Users submitting material are solely responsible for the content they provide. Neither the Website nor Kemi And Kathy assumes responsibility for Other Content, including messages or information posted by users or content accessible through hyperlinks.
The Website reserves the right, but not the obligation, to review, edit, or delete any Other Content it deems illegal, offensive, or otherwise inappropriate. You may not submit promotional material, including solicitations for donations or business, without prior written approval.
You are responsible for:
- Any violation of this Agreement; and
- Any material submitted using your username or password.
PAYMENTS, CANCELLATIONS & REFUNDS
All purchases of information, reports, content, or access rights made through the Website are non-refundable.
We, as the merchant, shall not be held liable for any loss or damage arising directly or indirectly from the decline of authorization for any transaction due to the cardholder exceeding the limits agreed with our acquiring bank.
Once an order has been processed, it cannot be canceled.
ADDITIONAL LEGAL PROVISIONS
This Agreement remains in effect until terminated by either party. Either party may terminate the Agreement by notifying the other via phone or email.
Kemi And Kathy may discontinue or modify the Website or its availability at any time. This Agreement constitutes the entire agreement between the parties concerning the Website and supersedes all prior oral or written agreements.
Failure by the Website to enforce any provision of this Agreement shall not constitute a waiver of future enforcement. This Agreement is personal to you and may not be assigned.
If any provision of this Agreement is found to be invalid or unenforceable under applicable law, the remaining provisions shall remain in full force and effect.
ANTI-HACKING PROVISION
You expressly agree not to use the Website in any manner or for any purpose prohibited by these Terms. Specifically, you agree not to:
- Use the Website for unlawful purposes or to facilitate violations of any law or regulation;
- Use or attempt to use any automated system such as deep links, scrapers, bots, spiders, data mining tools, or similar technologies to access, copy, or monitor Website content without prior written consent;
- Obtain or attempt to obtain materials or information not intentionally made publicly available;
- Circumvent or attempt to bypass security measures restricting access to the Website or its content;
- Violate the security of the Website or attempt unauthorized access to systems or networks connected to the Website;
- Interfere with the proper functioning of the Website or access content before it is publicly available;
- Take any action that places an unreasonable or disproportionate load on the Website or its infrastructure.

